Personal Finance
Saving, budgeting, pensions, taxes and debt for everyday life.
AFP returns in 2026: which Chilean pension fund manager and fund type have performed best
Real returns of Chile's A to E pension funds by AFP as of October 2026, from Superintendencia de Pensiones data: Fund A is up 8.43% over 12 months and Fund E is down 7.01%.
Chile's UTM in 2026: monthly value and what it is used for
The UTM for November 2026 is CLP 72,440, 4.17% more than a year ago. Chile's monthly tax unit month by month in 2025 and 2026, how it is adjusted and its use in taxes and fines.
How to get out of Dicom and how much Chileans owe: delinquent debt and debt burden by region
Four million people in Chile have delinquent debts. The legal deadlines for getting out of Dicom after paying and the debt burden by region, per the CMF.